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VA LOANS

What Are VA LOANS

A VA loan is a mortgage offered through the U.S. Department of Veterans Affairs (VA). VA loans are designed to make it easier for active-duty military, veterans, and surviving military spouses to purchase homes with little to no down payment. There is also no private mortgage insurance requirement.

VA LOAN ELIGIBILITY

  • You must be either a serving member of the military or National Guard, a veteran, or a surviving spouse of a veteran.
  • A VA Certificate of Eligibility (COE).
  • The VA doesn’t set a minimum credit score to qualify for a VA loan, but your lender must deem you a satisfactory credit risk.
  • Proof of income.
  • Your debt-to-income ratio should not be more than 41%.
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We can help you figure out if you’re qualified for a VA loan. Give us a call for a free consultation and next steps.

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